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One of the most critical factors you’ll have to think about when looking to partake in Cyber Monday 2017 deals is online payment system. When the question of online payment options comes up for discussion, credit card tends to pop up in mind first. But, the big question is: is credit card a safe way to pay for items online? The answer to this question may not be straightforward, considering many cases of credit card theft lately. However, some alternatives are safer, faster and more convenient. Here, we look at the 5 best online payment options to use this coming Cyber Monday shopping:

1. Use PayPal for your next Cyber Monday shopping

When it comes to sending and receiving money globally, PayPal dictates proceedings. Opening a PayPal account is straightforward. You just visit their website and sign up using your email address and password. You will then be required to fill in your personal information, including credit card information. With PayPal, you can pay for your products and services without having to key in your credit card details.

The beautiful thing about PayPal is that many online retailers use it due to its reliability. Paypal stands out from the competition in that they take the security of their customers seriously. They utilize a state-of-the-art antifraud technology. They also provide an extender buyer protection program. Another good thing about PayPal is that you don’t need to re-enter your details with your merchants. The downside to PayPal, however, is that disputes are handled via PayPal’s dispute process, which may take longer.

2. Use Authorize.Net for your Cyber Monday shopping

It’s considered the most widely used payment option in the world. Authorize.Net has a database of over 300, 000 merchants, which tells you that it’s the go-to payment system for e-commerce website owners. Its popularity is also because widely utilized e-commerce builders like Magento, X-Cart, and Volution integrate it into their systems. However, to be able to use this payment system, you’ll have to cough up $99 to set up an account. You’ll also need to pay a recurring fee of $20 each month. Authorize.net deducts $0.10 for every transaction made.

3.  Google Checkout is a good payment option for Cyber Monday Shopping

It also operates the same way as PayPal. You will need to set up an account with them. You’ll then be required to link your account to your bank using your debit card. On the downside, Google Checkout doesn’t provide you the opportunity to link your account to a checking account. The good thing about Google Checkout is that disputes are resolved between you and the merchant. Another downside to Google Checkout is that many e-commerce websites do not accept it. For transactions less than $3000, Google Checkout charges a transaction fee of $0.30. The percentage they deduct goes down depending upon your sales volume each month.

4.  Amazon Pay is another popular way to pay for your Cyber Monday shopping

Amazon Payment lets you Pay for your Cyber Monday products through ACH. E-commerce merchants receive money using its API. Kickstarter, a popular crowdfunding platform leverages Amazon Pay. Fee starts at 2.9% + $0.30 per transaction. This is for payments over $10. The percentage goes down when the transaction is larger. The fee for transactions below $10 is 5.0% + $0.05 per transaction.

5. Take advantage of WePay during this Cyber Monday shopping

This is a payment system that lets e-commerce merchants receive payments such as credit cards and bank account payments online. It’s adapted to individual users. They recently incorporated e-store pages to their operations to allow their clients to receive payments conveniently via their platform. The transaction fee is 3.5%, with $0.50 being the minimum. The upside to WePay is that there is no setup or monthly fee